Last Updated: 16/10/25

Welcome to www.sandeep-panesar.com. By using this website, purchasing a membership, or participating in coaching services, you agree to these Terms and Conditions. Please read them carefully.

1. Membership Access & Account Responsibility

By creating a membership account, you agree to:

• Keep your login details confidential.

• Not share your account or membership materials with anyone else.

• Be responsible for all activity under your account.

We may suspend or terminate access if we detect misuse or violations of these Terms.

2. Payments & Renewals

Memberships are billed as specified at checkout (monthly).

• By joining, you authorise us to automatically charge your chosen payment method until you cancel.

• You are responsible for keeping payment details up to date.

• You can cancel anytime from your account dashboard. Access will continue until the end of your current billing period.

3. Refund Policy

Due to the digital nature of our content, all sales are final. We do not offer refunds once your membership is active.

For coaching packages:

• Refunds are only available under the specific conditions outlined at purchase. Otherwise, all sales are final.

4. Intellectual Property

All content on this website, including courses, videos, PDFs, and graphics, is owned by www.sandeep-panesar.com. You may only use it for personal purposes. Sharing, reselling, or distributing materials is strictly prohibited.

5. Content Updates

We may update, modify, or remove content or features within the membership or coaching areas at any time to improve the service.

6. Community Guidelines

Members are expected to interact respectfully. We may remove content or revoke access if anyone engages in harassment, hate speech, or disruptive behaviour.

7. Coaching Disclaimer

All coaching services are for educational and personal development purposes only. Coaching is not a substitute for professional medical, legal, financial, or psychological advice. You are responsible for your own decisions and actions.

8. No Guarantees

While we aim to provide high-quality coaching and membership content, results are not guaranteed. Individual outcomes may vary depending on your effort, commitment, and personal circumstances.

9. Scheduling & Cancellations

For live coaching sessions:

• You are responsible for booking your sessions and attending as scheduled.

• Cancellations must be made at least 24 hours in advance. Late cancellations or no-shows may result in the session being forfeited without a refund.

10. Recording & Confidentiality

Coaching sessions may be recorded for internal purposes or quality control. By participating, you consent to this.
Personal information shared during sessions will remain confidential, except where disclosure is required by law.

11. Disclaimer & Limitation of Liability

All materials are for educational purposes only. Results may vary, and we make no guarantees.
www.sandeep-panesar.com will not be liable for any indirect, incidental, or consequential damages arising from using this site, membership materials, or coaching services.

12. Indemnification

You agree to indemnify, defend, and hold harmless www.sandeep-panesar.com and its affiliates, employees, contractors, and agents from any claims, liabilities, damages, expenses, or costs arising from your use of this website, your violation of these Terms, or your violation of any rights of a third party.

13. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales.

15. Changes to Terms

We may update these Terms at any time. The revised version will be posted on this page with a new “Last Updated” date. Continued use of the site, membership, or coaching services after changes means you accept the updated Terms.